Bookkeeping for people who are not accountants
So don’t. Just say what happened, the way you’d say it to a friend. MicroBooks turns it into real books. It asks you first when something matters.
No accounting degree. No app to learn. No shoebox.
Got 3,247.18 from Meridian Fund. It’s the quarterly interest.
Done. I booked it as interest you earned.
That matches your rule: money from this fund is interest, unless the notice says otherwise.
Right now
Receipts. Bank statements. A folder you do not want to open. And the same question every time: where does this one go? Guess wrong and you find out in April, from someone who charges by the hour.
So you put it off. Then it is twice as big. None of this is what you are good at, and none of it is why you started.
When it isn’t sure
Most of it just gets handled. Last month, 22 of 25 sorted themselves out. The ones that could change your tax bill come to you, in plain words, with the paperwork already attached.
Meridian Fund II · 30 June 2026
Suggested treatment
This looks like interest you earned, not your own money coming back.
Your rule says money from this fund is interest unless the notice says otherwise. The Q2 notice calls it interest. If that is right, it is income you owe tax on this year.
meridian-fund-ii-q2-2026-notice.pdf
This one is over your $2,500 line, so it could change what you owe. It will not guess on that. It shows you what it thinks, and why, and waits.
A coffee run does not need you. A fund payment might. It knows the difference because you told it once, in your own words, and it wrote the rule down.
Show your work
That one sentence you said out loud turned into this. Not a note. A real entry, with everything behind it kept in one place. Click through it.
Every entry has two sides that have to match. Cash went up by $3,247.18, and it came from interest the company earned. Both sides, same number, or it does not post.
| Account | Money in | Where it came from |
|---|---|---|
| Cash (Checking) | 3,247.18 | |
| Interest Income | 3,247.18 | |
| Matches | 3,247.18 | 3,247.18 |
That last line is a fingerprint of the file. If anyone swaps the notice later, it stops matching. The paperwork gets attached when the entry is written, not dug up next March.
You wrote this rule. It is not a hunch the software had. You can read it, and you can change it.
A person’s name and their reason, saved the moment they decided. Not pieced together later.
A dropped connection can’t book the money twice. And nothing gets edited away later. A fix stands next to the mistake.
Nothing has to be told twice, and nothing quietly falls out of the story.
↑ Click through it. Every entry keeps all of this, whether anyone asks or not.
No surprises
There is no screen where a number quietly changes. Not for the software. Not for a person. Not for us. Every change goes the same way, every time, and each step leaves a receipt.
We built it in this order on purpose. Anything we add later (a screen to work in, bank statements coming in on their own, another helper) has to come through this same path, not around it. That is the part worth holding us to.
Plainly
When April comes
Every entry keeps its paperwork. So the handoff is already built before you ask for it. No hunting, no late-night scanning, no email chain that starts with "quick question."
And when your accountant, your bank, or the IRS asks why a number is what it is, the answer is sitting right there. You are not rebuilding it from memory.
Straight answers
No. That is the whole point. You say what happened, like "got 3,200 from the fund, it is the quarterly interest," and it works out the rest: which accounts, which side, and whether it changes what you owe. You never have to learn what a debit is.
An AI assistant, like Claude. MicroBooks plugs into it and does the real bookkeeping behind the scenes. So the part that understands your sentence and the part that keeps the books are two different things, which is on purpose: the books follow strict rules even when the conversation is loose. There is no MicroBooks app to log into. This page is the only screen we ship.
No. Anything that matters gets a practice run first, then gets written up and held until a person says yes. Only then can it post. And if the request gets sent twice by mistake, you still get one entry, not two. This is how the thing is built, not a setting you turn on, so nobody can quietly switch it off when the month is closing late.
Not today. There are no bank logins and no statements flowing in on their own. You hand it the files. Bringing statements in and matching them up is on the list, and when it lands it will go through the same steps as everything else. Taxes are not on the list at all, and we do not give tax advice. We would rather say that plainly than let you assume otherwise.
The same thing that happens when a person gets it wrong, which is the point. Once an entry is posted it cannot be changed. You fix it by posting a correction that sits right next to the original. Nothing gets erased, so the record still shows what was believed at the time, and who said yes to it.
Early access
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